Saturday, November 21, 2009

Car Deals

When it comes to getting the best car loan deals then a lot of it will depend on your credit history. If you have a good credit past then this will go in your favour when it comes to getting the best rate of interest. However, all is not lost if you have had problems with credit in the past, although you still can get credit when it comes to getting a loan for a car you wont get the best interest rates, but by shopping around you can get a good car loan deal.

http://autoobserver.typepad.com/photos/uncategorized/2008/03/27/car_deals_192.jpg

If you have an excellent credit rating then it might be in your best interest to go for a personal loan, by going for a personal loan you are able to shop around online and secure the cheapest loan and rate of interest. It also works another way in your best interests because as you already have the cash in your pocket by going for a personal loan you can go along to the dealer and offer cash.

http://best-car-deals.buyerreports.org/files/2009/07/best-car-deals.jpg

The majority of time if you pay cash for your car then you can get extras; the dealer could knock something off the price you pay if you pay cash there and then or offer you bonuses such as money off your insurance. Another benefit is that you will drive away from the showroom knowing that the dealer isn't in a position to repossess the car should you miss a repayment.
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